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					<h1>Compare Plans</h1>
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					<h2>Health Saver Plus III</h2>
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					<h2>&amp; </h2>
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					<h2>Health Choice Select</h2>
<p>&nbsp;</p>
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					<h2 class="subtitle fancy"><span>Health Saver Plus III</span></h2>
<p><span></span></p>
<p><span></span></p>
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						<h4 class="et_pb_module_header">Five Deducable Options to choose from. $100, $500, $1,000, $2,500 and $5000.</h4>
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							<p class="p1"><span class="s1">Deductible is a reduction of benefits that<span class="Apple-converted-space">    </span>is calculated after all in-hospital benefits have applied.. </span></p>
<p class="p1"><span class="s1">The deductible applies to all in-hospital and surgical benefits with the exception of outpatient Hospital or Ambulatory Surgical Center surgery, which is waived for the first claim incurred in a calendar year when surgery is performed under general anesthesia.</span></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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						<h4 class="et_pb_module_header">Outpatient Hospital or Ambulatory Surgery Deductible is waived for the first claim incurred in a calendar year for each covered person when surgery is performed under general anesthesia.</h4>
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							<p class="p1"><span class="s1"><b>SURGICAL BENEFIT<span class="Apple-converted-space">                                     </span></b></span></p>
<p class="p1"><span class="s1"><b><span class="Apple-converted-space"> </span></b></span><span class="s2">The reimbursement schedule is paid based on the schedule for 1 unit and is similar to what is payable under the 2013 Medicare physician fee<span class="Apple-converted-space">  </span>schedule for </span><span class="s3">surgeries in the Houston area </span></p>
<p class="p2"><span class="s2">Up to three units are available based on the total number of units selected for the plan. </span></p>
<p class="p2"><span style="font-size: 14px;">Same reimbursement method applies to Inpatient Pathologist / Radiologist</span></p>
<p class="p1"><span class="s1"><b>OUTPATIENT BENEFITS <span class="Apple-converted-space">                              </span></b></span></p>
<p class="p1"><span class="s2">-$50 calendar year outpatient deductible <span class="Apple-converted-space">       </span></span></p>
<p class="p1"><span class="s2"><span class="Apple-converted-space"> </span>&#8211; 4 chiropractor visits included out of the 20 doctor<span class="Apple-converted-space">  </span>visits per calendar year per insured. </span></p>
<p class="p3"><span class="s2"></span></p>
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						<h4 class="et_pb_module_header">Optional Riders</h4>
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							<p class="p1"><span class="s2">No Optional Riders are available, bit you can still add standalone Critical Illness, Accisent, and Dental to the HSPIII on the same app.</span></p>
<p class="p1"><span class="s2"></span></p>
<p class="p3"><span class="s2"></span></p>
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					<h2 class="subtitle fancy"><span>Healt Choice Select</span></h2>
<p><span></span></p>
<p><span></span></p>
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					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-pb-icon et-waypoint et_pb_animation_top et-pb-icon-circle">&#x4e;</span></span></div>
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						<h4 class="et_pb_module_header">First Day Hospital Confinement Reduction Option.</h4>
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							<p class="p1"><span class="s1">Reduces the </span><span class="s2"><b>First Day </b></span><span class="s1">benefit amount for<span class="Apple-converted-space"> </span>Hospital Confinement and Intensive Care. (one reduction per calendar year per covered person may apply) Four options to choose from:</span></p>
<ul>
<li class="p1"><span class="s1">100% &#8211; Pays</span><span class="s5"> </span><span class="s1">100% of the Hospital Confinement and ICU Benefit</span></li>
<li class="p1"><span class="s1">80% <span class="Apple-converted-space"> </span>&#8211; Pays 80% of the First Day Hospital Confinement and ICU Benefit<span class="Apple-converted-space">  </span>2nd </span><span class="s1">day and thereafter pays the full benefit selected</span></li>
<li class="p1"><span class="s1" style="font-size: 14px;">50% &#8211; Pays 50% of the First Day Hospital Confinement and ICU Benefit<span class="Apple-converted-space">  </span>2nd </span><span class="s1" style="font-size: 14px;">day and thereafter pays the full benefit selected<span class="Apple-converted-space"> </span></span></li>
<li class="p2"><span class="s1">20% &#8211; Pays<b> </b>20%<b> </b>of the First Day Hospital Confinement and ICU Benefit<span class="Apple-converted-space">  </span>2nd </span><span class="s1">day and thereafter pays the full benefit selected</span></li>
</ul>
<p class="p4"><span class="s1"></span></p>
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					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-pb-icon et-waypoint et_pb_animation_top et-pb-icon-circle">&#x4e;</span></span></div>
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						<h4 class="et_pb_module_header">Outpatient Hospital or Ambulatory Surgical Center Benefit pays two benefit classes: 1. Surgery performed under general anesthesia 2. Surgery performed not requiring general anesthesia </h4>
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							<p class="p1"><span class="s1"><b>SURGICAL BENEFIT</b></span><span class="s2"><span class="Apple-converted-space">                                      </span></span><span class="s3">The reimbursement schedule is the Medicare RBRVS (Resource-Based Relative Value Scale) per procedure </span><span class="s4">based on your <b>providers location</b></span></p>
<p class="p1"><span class="s3">Up to three units are available based on the total number of units selected for the plan.</span></p>
<p class="p1"><span class="s3">Same reimbursement method applies to Inpatient Pathologist / Radiologist.</span></p>
<p class="p1"><span class="s3"></span></p>
<p class="p1"><span class="s1"><b>OUTPATIENT BENEFITS</b></span></p>
<p class="p1"><span class="s1"><b>&#8211; No</b></span><span class="s2"> calendar year outpatient deductible </span></p>
<p class="p2"><span class="s2">&#8211; 6 chiropractor visits included out of the 20 doctor<span class="Apple-converted-space">  </span>visits per calendar year per insured.</span></p>
<p class="p2"><span class="s2"></span></p>
<p class="p2"><span class="s2"></span></p>
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					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-pb-icon et-waypoint et_pb_animation_top et-pb-icon-circle">&#x4e;</span></span></div>
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						<h4 class="et_pb_module_header">Optional Riders</h4>
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							<p class="p1"><span style="font-size: 14px;">Optional Critical Illness and Optional Family Term Life Available with just a click of the mouse.  The applicant only needs to varify one set of questions for eVarification or telephone interview.</span></p>
<p class="p1"><span style="font-size: 14px;"></span></p>
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					<h4 class="et_pb_module_header et-fb-editable-element et-fb-editable-element__editing" data-shortcode-id="1.0.0.3-1547405177647" data-quickaccess-id="header" contenteditable="true">Example Price Comparisons &#8211; HSPIII / HCS &#8211; Most Popular Plan &#8211; NOTE: These are examples ONLY. They may not reflect acutal prices.</h4>
<p class="p3"><span class="s1">Calendar Year Maximum Benefit <span class="Apple-converted-space">    </span>$250,000</span></p>
<p class="p3"><span class="s1">Number of Benefit Units <span class="Apple-tab-span"> </span><span class="Apple-tab-span"> </span><span class="Apple-converted-space">  </span>2 Units </span></p>
<ul>
<li class="p3"><span class="s1">Calendar Year Deductible<span class="Apple-converted-space">  </span>2,500 &#8211;<span class="Apple-converted-space"> </span>HSPIII</span></li>
<li class="p3"><span class="s1">First Day Hospital Confinement <span class="Apple-converted-space"> </span>20% &#8211;<span class="Apple-converted-space"> </span>HCS</span></li>
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					<h2 class="subtitle fancy">Ages</h2>
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					<h2 class="subtitle fancy"><span>Healt Saver Plus III</span></h2>
<p><span></span></p>
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					<h2 class="subtitle fancy"><span>Healt Choice Select</span></h2>
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					<h2 class="subtitle fancy">Ages</h2>
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					<h2 class="subtitle fancy"><span>Healt Saver Plus III</span></h2>
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					<h2 class="subtitle fancy"><span>Healt Choice Select</span></h2>
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